Opening
Review the overdue list
The recovery officer starts from a list of accounts ranked by days overdue.
Coming soon Retail & Specialty
Qist selling with the down payment and schedule sorted
Capture a buyer's CNIC and guarantor details, take a down payment, and generate an installment schedule with the markup worked out. Chase overdue payments from a worklist ranked by how many days they're behind.
Installment seller · from$29a month, per shopWhat is included
A working day
A day in an installment seller
Through the day
Take a new application
A new buyer's CNIC and guarantor details are captured, a down payment taken, and a schedule generated.
Through the day
Collect an installment
An existing customer's monthly payment is collected and the schedule updated.
Through the day
Chase an overdue account
The recovery officer logs a promise-to-pay or escalates to the guarantor.
Closing
Check the book
The owner reviews the installment book's ageing and default rate.
What goes wrong today
The problems it takes away
A note instead of a record
A CNIC and guarantor kept as a free-text note instead of a structured record.
Sorting overdue accounts by hand
An overdue list that has to be sorted by hand instead of ranking itself by risk.
A schedule that can be quietly edited
A schedule that gets edited after the goods are already out the door, with no record of why.
What it does
Everything an installment seller runs on
Parts marked Coming soon are on the way; founding shops get them first, at no extra charge.
Installment-sale document
Coming soonA sale type will record the down payment, the schedule and the markup as one document, not a side spreadsheet.
Guarantor and CNIC capture
Coming soonA buyer's CNIC and one or two guarantors will capture as a structured record, not a free-text note.
Recovery worklist
Coming soonAn overdue list will rank itself by days overdue, so recovery staff don't have to sort it by hand.
Payment reminders
Live demoSend a payment reminder by WhatsApp click-to-chat; a person still presses send.
Open-item tracking
AvailableEvery installment due is tracked as an open item that ages by days overdue, the same engine behind every khata balance.
FBR-style receipts
Live demoEvery receipt carries an FBR-style invoice number and QR code. The live FBR connection is coming soon.
Keeps selling when the internet drops
Coming soonA small on-site relay hub will keep the till selling through an internet outage.
Who uses it
Each person sees their own day
Owner
the installment book's ageing and default rate at a glance
Application clerk
structured CNIC and guarantor capture, not a free-text note
Recovery officer
an overdue list ranked by risk, workable from the field
Cashier
to collect a payment and update the schedule in one step
Behind the counter
The whole business, not only the till
The screens for your trade sit on a full set of books. These parts come with it.
Accounts
Double-entry books, statements, period close.
Money
Cash, bank, cheques and reconciliation.
Sales documents
Quotations, orders, invoices, delivery notes.
Purchasing
Orders, supplier bills and what you owe.
Stock
What you hold, where, and what it cost.
Staff and pay
One staff register, attendance, pay runs.
Reports
The numbers an owner asks for each morning.
On the counter
The hardware an installment seller needs
Bought together with the software: one delivery, one bill, set up to work.
The price
What an installment seller pays
Installment seller · Cloud
$29
per shop, per month
or $696 once, for 3 years
- The till, stock and purchases
- Real accounts built in
- First till included
- A year costs ten months
- Pay once for 3 years and the last year is free
Pre-order
Installment seller · Cloud + LAN hub
$45
per shop, per month
- Everything in Cloud
- Keeps every till selling when the internet drops
- Tablets and kitchen screens on the hub at no extra charge
- Pre-order: pay the Cloud price until the hub ships, then move up free
Introductory price. Local taxes are added where they apply. A second shop costs the same as the first. Prices for countries without their own page, in USD, as of 28 Sep 2026.
Founding shops
The first 50 shops in each country get free setup and data import with a yearly plan, and today's price locked for two years.
Claim a placeStraight answers
Installment sellers ask
Is there a demo for installment selling?
Not yet its own demo; the closest today is the retail demo. Book a demo and we send you a private link.
Is this a licensed lending product?
We haven't found a rule that requires a licence for informal shop-level installment selling in Pakistan, but that's a real legal question for the owner to check, not something we've resolved.
Can it calculate the markup and schedule for me?
That's planned, not built yet.
What happens on default?
Repossession's practical and legal limits haven't been verified, so we haven't built or demoed a repossession workflow yet.
Can I send payment reminders?
Yes, by WhatsApp click-to-chat; the message is pre-filled and a person presses send.
Same aisle
Trades next to yours
See it run an installment seller.
Twenty minutes on a call. We show your day on the screen, with your words and your stock.